Financial Stress, Religiosity, and Sense of Control – A Moderation Analysis Across Europe

Mentus, Vladimir and Zafirović, Jovana (2026) Financial Stress, Religiosity, and Sense of Control – A Moderation Analysis Across Europe. In: Religion and Capitalism in a Global Society: Values, Identities, and Politics. Institute of Social Sciences, Belgrade, pp. 47-48. ISBN 978-86-7093-295-1

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Abstract

In this study, we examine the moderating effect of religiosity on the association between subjective financial stress and sense of control over one’s life. In prior research, financial stress is consistently found to be associated with a lower sense of control over one’s life, yet it remains unclear whether religiosity can buffer this negative effect. Based on the theory of religious coping, religiosity may function as a protective psychological resource that mitigates the negative impact of financial hardship on sense of control over one’s life (self-directing pattern of religious coping). However, according to the same theoretical framework, religiosity may also undermine the sense of control by reinforcing feelings of helplessness (deferring pattern of religious coping).

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